What Should I Bring to My Initial Consultation With a Bankruptcy Attorney?

There are few things more frightening than receiving foreclosure notices, having your wages garnished, and feeling essentially harassed by creditors. Unfortunately, this is something that happens to individuals and families across the United States. That being said, for many, bankruptcy is the perfect solution. Please continue reading and speak with our Maryland bankruptcy attorney to learn more about bankruptcy and how you can prepare for your initial consultation with our firm. Here are some of the questions you may have:

What are the benefits of filing for bankruptcy?

Bankruptcy comes with various benefits. For example, bankruptcy issues an automatic stay, preventing foreclosure on your home. Additionally, bankruptcy will wipe out much, if not all, of your debt. Ultimately, bankruptcy has given countless families in Maryland and throughout the United States a fresh start, and our firm is ready to help you through every step of the process ahead.

What documents do I need to file for bankruptcy in Maryland?

As you can imagine, bankruptcy is a document-heavy process, which is why it is generally best to gather as much documentation concerning your financial situation as possible so our bankruptcy attorney can most accurately and efficiently assess your case. Some of the documentation you will most likely need to file for bankruptcy is as follows:

• Your income tax returns
• W2 forms
• A property tax statement
• A photo ID
• Your Social Security card
• Proof of income, including pay stubs, Social Security letters, employer statements, and more.
• You should also be sure to disclose certain scheduled payments, such as child support, pensions, spousal support, and more.
• A property appraisal
• Collection letters
• Checkbook register
• Documentation regarding debt settlement
• Business owners should bring all documentation regarding their businesses' financial situation
• Vehicle purchase agreement
• Proof of car insurance
• Copies of your bills
• Documentation regarding your debts & liabilities
• Credit reports
• Any other documentation your attorney deems relevant

Though this may seem like a lot, it is always best to stay organized and prepared for the weeks and months to come. If you have any additional questions about your initial consultation with our firm or you are ready to get started, simply reach out to our knowledgeable Maryland bankruptcy attorney today.

Contact our experienced Maryland firm

Here at the Ruben Law Firm, we understand how much your legal situation means to you. That is why we pledge to provide you with the personalized attention you deserve, every step of the way. Our firm is more than happy to assist you through matters of personal injury law, bankruptcy, family law, criminal defense, and estate planning. Attorney Ruben has helped clients achieve favorable results in a wide array of legal matters for years, and he is ready to do the same for you. Simply contact the Ruben Law Firm today.